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An unlawful, awful mess

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Posted: Wednesday, September 25, 2013 11:45 am

Talking about ObamaCare Monday, The New York Times said “Lower health insurance premiums to come at a cost of fewer choices.”

How wonderful.

The editorial said federal officials say health insurance will cost less than expected under ObamaCare, but they rarely mention one big reason: “Many insurers are significantly limiting the choices of doctors and hospitals available to consumers.”

Insurers are driving “down premiums by restricting the number of providers who will treat patients in their new health plans.”

Adam M. Linker, a health policy analyst at the North Carolina Justice Center, a statewide advocacy group, was quoted saying consumers should be prepared for “much tighter, narrower networks” of doctors and hospitals.

“That can be positive for consumers if it holds down premiums and drives people to higher quality providers. But there is also a risk because, under some health plans, consumers can end up with astronomical costs if they go to providers outside the network.”

And if an insurer excludes a hospital, which may own many physician groups from its network, it excludes the doctors too.

And while insurers can’t discriminate against people with pre-existing conditions, they could discourage the enrollment of sicker patients by limiting the size of their provider network.

But that isn’t what President Obama promised in 2010 when he also said we could keep our doctor. Oh, and he also said we would discover that ObamaCare would be cheaper.

But it’s not. Family premiums haven’t gone down by $2,500. They’ve risen $2,976.

ObamaCare is also, says the Congressional Budget Office, adding to the federal budget deficit, though we were told it wouldn’t.

ObamaCare is a mess.

In July, Mark Mazur, deputy assistant Treasury secretary for tax policy, canceled the insurance reporting rules and tax enforcement of ObamaCare, an unlawful act of defiance, until 2015. He took this action in a blog, on a Friday night, when it wouldn’t and didn’t receive much publicity, with the full concurrence of President Obama.

Why did he do it? Because, said Mr. Mazur, “the complexity of the requirements.”

While this was unlawful, Mr. Obama didn’t do anything about it even though Section 3, Article II of the U.S. Constitution says the president “shall take Care that the Laws be faithfully executed.”

Mr. Obama signed the Affordable Care Act into law March 23, 2010. Now like immigration and welfare reform work requirements, he’s decided not to enforce the law, the employer mandate of ObamaCare, his signature legislation, for another year

The mandate requires businesses with at least 50 employees to provide health insurance or pay tax penalties of $2,000 per employee each year. Without employer provided health insurance, more people will go on state exchanges, where health insurance is subsidized. If workers refuse employer health insurance, they must pay the individual mandate tax. Which individuals will be forced to buy Jan. 1, 2014, while businesses are exempt.

While Republicans are split over defunding ObamaCare, they are, admittedly, not helping their cause or themselves by supporting the exemption Mr. Obama approved for Congress and its staffers.

Like the waivers Mr. Obama has granted his favorite constituencies, granting special exemption to Congress is hypocritical.

In early August, Mr. Obama, on his own, said members of Congress (annual salary $174,000) and their staffers, many of whom are paid than $100,000 annually, are exempt from ObamaCare. He did this because some congressional staffers threatened to quit and some members of Congress whined about a “brain drain.”

We, the taxpayers, cover 75% of the cost of healthcare premiums for Congress and their staffers under the Federal Employees Health Benefits Program, or FEHBP. That’s $4,900 for individuals and $11,000 for family coverage.

So now members of Congress and their staffers will keep their “special subsidies unavailable for less privileged and less affluent citizens,” paid for by taxpayers because Mr. Obama directed the Office of Personnel Management to authorize it. And that’s unlawful too, because the Office of Personnel Management doesn’t have the power to do that. What Mr. Obama did by ordering it to do what it did violates the Constitution and its clearly implied separation of powers. But we’re not supposed to notice.

Republicans should end their hypocrisy of being exempt from ObamaCare. Let the Democrats, who own ObamaCare, have it. If Republicans don’t fight their exemption, they will be just like the Democrats.

  • Discuss

Welcome to the discussion.


  • francis posted at 8:35 am on Tue, Oct 1, 2013.

    francis Posts: 2902

    My insurer says everything is just fine, no word on how much "just fine" will cost. Mailhandlers / CNA/Aetna I think ! Things can change really fast.

  • CARTERETISCORRUPT posted at 5:49 pm on Mon, Sep 30, 2013.


    Folks, post how much your premiums are increasing, you don't have to post your name or insurance company. Lets put numbers and percentages out, identifying the carnage.

  • liberal imbiber posted at 7:44 pm on Sun, Sep 29, 2013.

    liberal imbiber Posts: 28

    corrupt speaks bil spews propaganda. i will wait patiently for his rebuttal...............

  • CARTERETISCORRUPT posted at 7:15 pm on Fri, Sep 27, 2013.


    My insurance carrier sent me notice that my plan premium will increase almost 100% because of obamacare. And this is with a $10,000.00 deductible. My only choice now is less coverage to afford insurance. Way to go America, duped again. Now we get to again pay through the nose for the laggards in society, the illegals, and those who will not work, all through higher premiums and fewer choices. Since all must be insured regardless of risk, the cost inevitably will be passed on to those in the lower and middle class. Insurance is based on risk assessment and probability. A chicken in every pot, and less for all. Gotta love democrat logic.

  • dc posted at 1:58 pm on Fri, Sep 27, 2013.

    dc Posts: 3089

    FLS needs to do less speaking and more listening.

  • dc posted at 7:25 am on Fri, Sep 27, 2013.

    dc Posts: 3089

    Believe everything you read huh? Do you buy every sales pitch you hear or read? Doesn't look like you've sold the folks on this forum. Try it somewhere else for better luck.

  • presidio jones posted at 12:38 am on Fri, Sep 27, 2013.

    presidio jones Posts: 175

    Ve must have de information, zeig heil EIB

  • FrankLee Speaking posted at 12:12 am on Fri, Sep 27, 2013.

    FrankLee Speaking Posts: 6

    Nowhere could I find evidence if Obama saying Congress is exempt. Cite your source, please.

  • EI_Bill posted at 10:20 am on Thu, Sep 26, 2013.

    EI_Bill Posts: 86

    How about some facts?

    How the health care law protects you:
    * Creates the Health Insurance Marketplace, a new way for individuals, families, and small businesses to get health coverage
    * Requires insurance companies to cover people with pre-existing health conditions
    * Helps you understand the coverage you’re getting
    * Holds insurance companies accountable for rate increases
    * Makes it illegal for health insurance companies to arbitrarily cancel your health insurance just because you get sick
    * Protects your choice of doctors
    * Covers young adults under 26
    * Provides free preventive care
    * Ends lifetime and yearly dollar limits on coverage of essential health benefits
    * Guarantees your right to appeal
    * Questions? Call 1-800-318-2596, 24 hours a day, 7 days a week. (TTY: 1-855-889-4325)

  • presidio jones posted at 7:42 am on Thu, Sep 26, 2013.

    presidio jones Posts: 175

    Please stop calling it Ocare because this effete creep plainly doesn't, it is just a power grab to help end God-given capitalism which has raised more out of poverty than any other system. The pervo-crime party is in tune to rule every aspect of your life, it is plain as the gun at your head.

  • MyronASmith posted at 5:58 pm on Wed, Sep 25, 2013.

    MyronASmith Posts: 83

    You can not select your own Dr.
    Obama Care is more costly 70% more for family of 4, $ 7,450 more. Federal staff will decide your medical treatment which should be the decision of you and your Dr. I do not want the IRS determine my medical care. The IRS Federal employees are exempt. Now some hospitals are not participating because it is too expense.

  • CARTERETISCORRUPT posted at 1:57 pm on Wed, Sep 25, 2013.


    The local hospital already has to absorb the cost for indigent patients, and this can be very, very expensive. A public service to be sure, but Obama care will make it much worse. It will create a whole new class of folks, those who will not pay for their healthcare. This is not a means based item. Obama care will ruin our health care system. Wake up folks.

  • dc posted at 12:20 pm on Wed, Sep 25, 2013.

    dc Posts: 3089

    The far left (i.e. Ds) and their ilk and some establishment Rs and their ilk, who are in essence either pushing or catering to crony socialism, will ride the backs of the working class until there's no back left to ride.


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